EM Resident Salary and Benefits


    Resident/Fellow Stipend Scale 2020-21








   PGY-1   $ 53,616   $ 4,468  
   PGY-2   $ 55,392  $ 4,616 
   PGY-3    $ 57,120 $ 4,760


*Includes $660 annual allowance for disability and life insurance premiums ($55 per month)




Call Quarters

Erlanger provides comfortable call quarters for residents and fellows within the hospital with snacks and drinks during evening hours in the call quarters lounge.



The University provides excellent group insurance plans beginning the first day of residency or fellowship training, including:

  • Health, Vision, and Dental Insurance
  • Life insurance ($100,000 benefit)
  • Long-term disability insurance (choose monthly benefit of $1500, $2500, $4000, or $5000)

Vacation and Leave

The University provides up to three weeks vacation per year, including a few days or week during the Christmas and New Year holidays. Residents are not guaranteed holiday leave unless the service or area to which the resident is assigned is closed for the holiday. Annual sick leave is available as well as a parental leave in accordance with University policies.


Educational Conference Leave

The program permits up to one-week educational conference leave each year. Funds are available from the department at the discretion of the Chair and Program Director. Reimbursement is subject to The University of Tennessee Travel and Reimbursement Policies and Procedures.


Immunity from Professional Liability (i.e., Malpractice)

As employees of the State of Tennessee, residents have immunity from professional liability (i.e., malpractice).  Residents and Fellows are protected against suits for malpractice via the Tennessee Claims Commission Act. The State is self-insured so there is no insurance carrier; however, coverage is similar to what would be stated in coverage is similar to what would be stated in an insurance policy. 


Reimbursement for Professional Development Expenses

Each program has some funding that may be used at the discretion of the Chair and Program Director for reimbursement toward professional development (e.g., regional or national conference, textbooks, electronic CME materials, USMLE Step 3 fee, etc.). Emergency Medicine provides $850 annually for PGY-2s, and $1,000 annually for PGY-3s and EMS Fellows (PGY-4). Amounts may vary by program and level.


Other GME Benefits

  • Orientation stipend for incoming Residents ($250) for those attending all orientation sessions at the end of June
  • GME Communication Stipend for incoming Residents ($500)
  • Funding for meals at Erlanger ($1,200 annually via swipe meal cards) with evening snacks and drinks provided in the Emergency Department Residency area
  • Initial certifications at no charge (BLS, ACLS, PALS, and ATLS)
  • Covered parking (at no charge in the hospital parking garage)
  • White monogrammed lab coats each year
  • Discounted software downloads through the University for personal computers and devices (e.g., Microsoft Office, Office 365 Web Apps, Office 365 ProPlus, and SPSS)
  • Hepatitis B immunization and other required immunizations, annual TB skin testing, and flu vaccines at no charge
  • Email accounts at no charge (Erlanger and UT)
  • Medical Library (Erlanger and UTHSC in Memphis) 24/7 access
  • 24-hour computer access for research and personal use
  • 24-hour access in Erlanger and access from anywhere outside the hospital via VPN remote access, including electronic resources (e.g., Up-to-Date and Visual DX)
  • Copying privileges at no charge in the Erlanger Medical Library
  • Access to all electronic databases via the UT Health Science Center Library (in Memphis) via UT Net ID login
  • Funding available via departments toward presentations at regional and national conferences -- at the discretion of the Chair and Program Director
  • Local CME conferences and seminars sponsored by the University at no charge to Residents and Fellows
  • Resident organization
  • Resident Advisory Board
  • Well-Being initiatives at both the institutional and program level
  • Availability of on-site childcare available at the hospital (Erlanger e-Kids) on a space available basis and at a discounted rate equivalent to Erlanger employees
  • Notary service at no charge
  • Resident Assistance Program for counseling, legal, and financial matters
  • LifeBridge Physician Initiative through the Chattanooga-Hamilton County Medical Society for in-person access to mental health providers at no cost the resident or fellow
  • AIRS Program (Aid to Impaired Residents) offers intervention and assistance to Residents and Fellows who admit impairment and comply with recommended treatment. Given compliance with treatment guidelines, every effort is made to allow a Resident or Fellow to continue and complete residency training and benefits.
  • Exercise room in Erlanger at no charge
  • IHI Open School Patient Safety and Quality Improvement online modules at no charge
  • Workers Compensation coverage for work-related illness, accident, or exposure
  • Free mailbox at the Erlanger U.S. Post Office
  • University of Tennessee at Chattanooga Aquatic and Recreation Center (ARC) fitness facility membership are available at a discounted fee of $150 per six months plus one-time $15 fee. Spouse memberships are available at a discounted rate of $75 per six months plus a one-time $15 fee.


Updated 7/20


UT College of Medicine Chattanooga     960 East Third Street, Suite 100     Chattanooga, TN 37403     (800)947-7823, ext 6956     info@utcomchatt.org

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